Sheila ZinggDoctoral Student CAB F54.1 sheila.zingg@inf.ethz.chSheila ZinggResearch AreaDecentralized SystemsPublicationsPayOff: A Regulated Central Bank Digital Currency with Private Offline Payments PDFCarolin Beer, Sheila Zingg, Kari Kostiainen, Karl Wüst, Vedran Capkun, and Srdjan ČapkunarXiv