Carolin BeerDoctoral Student CNB F 101 carolin.beer@inf.ethz.ch PGP key ORCIDCarolin BeerResearch AreaDecentralized SystemsTeachingComputer Science I: 2022–2023 (TA), 2023–now (Head TA)PublicationsPayOff: A Regulated Central Bank Digital Currency with Private Offline Payments PDFCarolin Beer, Sheila Zingg, Kari Kostiainen, Karl Wüst, Vedran Capkun, and Srdjan ČapkunarXiv